Fee Schedule

Effective February 1, 2016

Membership

  • New Membership Fee - $10.00
  • Replacement Membership Card - $3.00 each

Share Savings Account

  • Excessive withdrawal fee - $5.00 each
    (Third withdrawal within a calendar month)
  • Excessive withdrawal fee - $10.00 each
    (after three withdrawals within a calendar month)
  • Holiday/Christmas Club Withdrawal Fee - $35.00 each
    (For withdrawal prior to scheduled payout)
  • IRA Annual Fee - $20.00
  • IRA Early Withdrawal - $25.00 each
  • Stop Payment On Credit Union Check - $35.00 each
  • Deposit Item Return - $20.00 each
  • Deposit Item Return Member to Self $35.00 each

Share Draft Checking Accounts

  • Inquiries & Transfers by Tellermatic - No Fee
  • Monthly Service Charge or per Check Charge - No Fee
  • Copy of Draft (Check) - First Two - No Fee
  • More then two - $5.00 each
  • Stop payment - $30.00 each
  • Dishonored Item (NSF) - $35.00 each
  • Deposited Check Return - $20.00 each
  • Overdraft Transfer from Shares - $5.00 each
  • Disputed Item Verified - $10.00 each
  • Deposited Item Return Fee - $20.00 per item
  • Deposit Check to Self $35.00

ATM Services

  • First Four ATM Transactions - NO FEE
  • ATM Withdrawal Fee - $ 1.00 each
  • ATM Inquiry Fee - NO FEE
  • Point of Sale Transactions - NO FEE
  • VISA Debit Check Card - $2.00 per month
  • ATM Overdraft Transfer - $15.00 each
  • Replacement Card - $15.00 each
  • Replacement Pin - $5.00 each

Loan Fees

  • Loan Application Fee - $25.00 per Applicant
  • Late Fees - $25.00 each
  • Filing Fee For Auto Loan - $30.00 each
  • Loan Cancellation Fee - $15.00 each
  • Auto Refinance Title Processing Fee $100.00 each
  • Skip a Loan Fee - $25.00 each

Visa

  • Dishonored Item - $25.00 each
  • Application Fee - $25.00 each
  • Replacement Fee - $10.00 each
  • Late Fee - $25.00 each

Miscellaneous

  • Account Reconciliation/Research per hour - $30.00
  • Incoming Wire Transfer - $ 10.00
  • Outgoing Wire Transfer (U.S. Only - $500.00 Minimum) - $20.00
  • Money Orders - $3.00 each
  • Cashiers Checks - $ 5.00 each
  • Stop Payment Fee - $30.00 each
    (A check withdrawn at a member's request)
  • Statement Copy Fee - $10.00; per copy
  • Federal Express Fee - Rate Varies
    (For next day delivery)
  • Mail Return Fee - $5.00 per item
    (Any item mailed by the Credit Union and returned by the Post Office)
  • Cash Advantage Account balance below $2,500 - $10.00 per month
  • Legal Processing Fee - $50.00
  • Check-Cashing fee- $5.00

South Atlantic Federal Credit Union at its sole discretion may charge a fee or deny a service to any member abusing a credit union product or service. Prior notice will be provided.