Privacy Policy

 


FACTS


WHAT DOES SOUTH ATLANTIC FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?

 

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all of the sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number

  • Account balances

  • Payment history

  • Transaction history

When you are no longer our member, we continue to share your information as described in this notice.

How?

All financial companies need to share members' information to run their everyday business. In the section below, we list reasons financial companies can share their members' personal information; the reasons South Atlantic Federal Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your information Does the Credit Union share? Can you limit this sharing?
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
YES NO
For our marketing purposes -
to offer our product and services to you
YES  NO
For joint marketing with other financial companies YES  NO
For our affiliates’ everyday business purposes -
information about your transactions and experiences
NO  NO
For non-affiliates to market to you YES  YES 

 

To limit our
sharing

Please Note:
If you are a new member, we can begin sharing your information 7 days from the date we sent or gave you this notice. When you are no longer our member, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
 

Questions?

  Call 561.394.7097
Who we are
Who is providing this notice? South Atlantic Federal Credit Union
What we do
How does South Atlantic Federal Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain physical, electronic and procedural safeguards to protect this information and limit access to information to those employees for whom access is appropriate.

How does South Atlantic Federal Credit Union collect my personal information? We collect your personal information, for example, when you
  • open an account
  • apply for a loan
  • use your credit or debit card
  • make a wire transfer
  • make deposits or withdrawals
  • give us your contact information

We also collect your personal information from other companies.

Why can’t I limit all sharing? Federal law gives you the right to limit only
  • Sharing for affiliates everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non affiliates to market to you

State laws and individual companies may give you additional rights limit sharing.

Definitions
Affiliates  Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • South Atlantic Federal Credit Union
Nonaffiliates  Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Nonaffiliates we share with can include insurance companies and direct marketing companies, such as:

  • CUNA Mutual Group
  • Credit Bureau (Equifax)
Joint Marketing  A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Our joint marketing partners include insurance companies