South Atlantic Federal Credit Union is a not-for-profit, cooperative financial institution serving its members since 1973 with a wide range of services to meet all their financial needs.

As a member, you actually are a owner of the credit union. You have a vote in the elections held annually to fill positions on the voluntary Board of Directors and Supervisory Committee.

To join the Credit Union, you need to be an employee of one of our sponsor companies or family member by blood or marriage of a current South Atlantic Federal Credit Union member. Becoming a member is simple - just complete our membership inquiry to get started!

Immediate family is defined as a spouse, child, sibling, parent, grandparent or grandchild, including stepparents, stepchildren, stepsiblings and adoptive relationships.

Also, our "Once a Member, Always a Member" policy means that once you or a family member joins the Credit Union, they are a member for life!

The USA Patriot Act requires the Credit Union to implement new identification procedures. These procedures require us to see certain identifications, verify the accuracy of that identification and keep copies of the identification.

Board policy will not allow the opening of any share, checking/sharedraft, share certificate, IRA, or any type of loan account when a member or additional signer(s) (i.e., joint owner, trust account trustee, attorney in fact, etc.) fail to provide sufficient identification and/or fails to assist the Credit Union in the verification of the identification given.