Share Accounts

The Credit Union offers a wide variety of share and term share accounts to help you save and plan for your future. All of our share accounts are Federally Insured by the NCUA to at least $250,000, which means that your money is safe! Take a look at the different types of accounts we offer, and contact Member Services if you would like more information.

Share Accounts

Your primary share account is your savings account at the Credit Union. Your minimum deposit represents your ownership in the Credit Union. For savings accounts, we offer excellent dividends, too.

Share Draft (Checking) Accounts

If you are paying even a dollar a month for your checking account, you are paying way too much!

At the Credit Union, our checking accounts save you money.

  • No monthly service fees
  • No per check charge
  • No minimum balance
  • 24 Hour Tellermatic
  • Free ATM Card

If you are tired of paying fees and monthly charges, open a checking account at the Credit Union today!

Its Easy and its Free!

Club Accounts - Dream Holiday/Christmas

Want to save for the holidays or for a special vacation? Then a club account is for you! This account pays dividends, and can be setup with automated transfer or payroll deduction. If your interested in starting one, contact our member service department.


South Atlantic Federal Credit Union offers a variety of certificates that can help meet your investment needs. With terms from 6 to 24 months, with a minimum deposit as low as $500. Longer terms available upon request. Ask about our special rates on mini-Jumbo ($50,000) and Jumbo Certificates ($99,000)! For current rates, or more information, contact us today.

IRA Accounts

Ready to start planning for your retirement? Then South Atlantic Federal Credit Union has options to meet your needs. We offer several types of IRA accounts that pay an excellent dividend, including:

  • Traditional IRA
  • Roth IRA
  • Educational IRA

And our early withdrawal fee is only $25.00. There is an annual fee of $20.00 for IRA's. Contact us today to start planning for your future.

Money Market Accounts

Our Cash Advantage money market accounts can earn you a higher return while keeping your money available to you. With minimum deposit amounts of only $2,500, we offer very competitive rates.