Effective February 1, 2016
Membership
- New Membership Fee - $10.00
- Replacement Membership Card - $3.00 each
Share Savings Account
- Excessive withdrawal fee - $5.00 each
(Third withdrawal within a calendar month)
- Excessive withdrawal fee - $10.00 each
(after three withdrawals within a calendar month)
- Holiday/Christmas Club Withdrawal Fee - $35.00 each
(For withdrawal prior to scheduled payout)
- IRA Annual Fee - $20.00
- IRA Early Withdrawal - $25.00 each
- Stop Payment On Credit Union Check - $35.00 each
- Deposit Item Return - $20.00 each
- Deposit Item Return Member to Self $35.00 each
Share Draft Checking Accounts
- Inquiries & Transfers by Tellermatic - No Fee
- Monthly Service Charge or per Check Charge - No Fee
- Copy of Draft (Check) - First Two - No Fee
- More then two - $5.00 each
- Stop payment - $30.00 each
- Dishonored Item (NSF) - $35.00 each
- Deposited Check Return - $20.00 each
- Overdraft Transfer from Shares - $5.00 each
- Disputed Item Verified - $10.00 each
- Deposited Item Return Fee - $20.00 per item
- Deposit Check to Self $35.00
ATM Services
- First Four ATM Transactions - NO FEE
- ATM Withdrawal Fee - $ 1.00 each
- ATM Inquiry Fee - NO FEE
- Point of Sale Transactions - NO FEE
- VISA Debit Check Card - $2.00 per month
- ATM Overdraft Transfer - $15.00 each
- Replacement Card - $15.00 each
- Replacement Pin - $5.00 each
Loan Fees
- Loan Application Fee - $25.00 per Applicant
- Late Fees - $25.00 each
- Filing Fee For Auto Loan - $30.00 each
- Loan Cancellation Fee - $15.00 each
- Auto Refinance Title Processing Fee $100.00 each
- Skip a Loan Fee - $25.00 each
Visa
- Dishonored Item - $25.00 each
- Application Fee - $25.00 each
- Replacement Fee - $10.00 each
- Late Fee - $25.00 each
Miscellaneous
- Account Reconciliation/Research per hour - $30.00
- Incoming Wire Transfer - $ 10.00
- Outgoing Wire Transfer (U.S. Only - $500.00 Minimum) - $20.00
- Money Orders - $3.00 each
- Cashiers Checks - $ 5.00 each
- Stop Payment Fee - $30.00 each
(A check withdrawn at a member's request)
- Statement Copy Fee - $10.00; per copy
- Federal Express Fee - Rate Varies
(For next day delivery)
- Mail Return Fee - $5.00 per item
(Any item mailed by the Credit Union and returned by the Post Office)
- Cash Advantage Account balance below $2,500 - $10.00 per month
- Legal Processing Fee - $50.00
- Check-Cashing fee- $5.00
South Atlantic Federal Credit Union at its sole discretion may charge a fee or deny a service to any member abusing a credit union product or service. Prior notice will be provided.
|